[et_pb_section fb_built=”1″ disabled_on=”off|off|off” _builder_version=”4.16″ _module_preset=”default” background_color=”#777a7e” background_image=”https:\/\/effectus.com.hr\/wp-content\/uploads\/2021\/09\/shutterstock_1896527446-Copy.jpg” z_index=”99999999″ custom_margin_tablet=”” custom_margin_phone=”-50px||-25px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”20px||20px||true|false” saved_tabs=”all” global_colors_info=”{}”][\/et_pb_section][et_pb_section fb_built=”1″ module_class=”eff-novosti” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″ custom_padding=”|25px|||false|false” border_width_right=”1px” border_color_right=”#cccccc” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_post_title meta=”off” featured_image=”off” admin_label=”Naslov” _builder_version=”4.25.1″ _module_preset=”default” title_text_color=”#333333″ title_line_height=”1.5em” saved_tabs=”all” global_colors_info=”{}”][\/et_pb_post_title][et_pb_text _builder_version=”4.25.1″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
Professional and scientific papers on current challenges in finance, law, and economics in Croatia<\/strong><\/p>\n<\/li>\n Up-to-date analyses of financial, tax, and legal topics available in digital format<\/strong><\/p>\n<\/li>\n The new edition features analyses of tax policy, financial assessments, and investor protection<\/strong><\/p>\n<\/li>\n Overview of contemporary economic and legal topics through the work of domestic experts<\/strong><\/p>\n<\/li>\n<\/ul>\n The editorial team of FIP \u2013 Finance and Law<\/strong>, operating at Effectus University of Applied Sciences, has prepared a new digital edition of the journal, presenting current professional and scientific papers in the fields of finance, economics, law, and public policy. The digital edition is accessible to a wider professional and academic audience and confirms FIP\u2019s role as a relevant platform for knowledge exchange between science and practice.<\/p>\n The FIP journal focuses on analyzing contemporary economic and legal challenges, with a particular emphasis on financial systems, investment processes, and the legal framework governing their operation in the Republic of Croatia and the European Union.<\/p>\n The new edition includes six papers covering topics from financial analysis and tax policy to digital commerce, property rights protection, and capital markets.<\/p>\n The paper \u201cAccounting versus Cash Financial Indicators: Implications for Financial Analysis\u201d<\/strong> (Jelena Barlek, Aljo\u0161a \u0160estanovi\u0107) examines the differences and interconnections between accounting and cash indicators and their significance in financial decision-making.<\/p>\n In the previous paper, \u201cAnalysis of the Implementation of Property Tax in the Republic of Croatia in 2025\u201d<\/strong>, Mladen Kolarek analyzes one of the most current fiscal policy instruments and its potential effects on the economy and the real estate market.<\/p>\n The impact of digital changes on consumer behavior is the focus of \u201cThe Impact of E-Commerce on Consumers\u201d<\/strong> (Vlasta Ro\u0161ka, Sara Soldo, Izabela \u0160timac), which investigates changes in consumer habits and expectations amid the growth of online shopping.<\/p>\n The original scientific article \u201cConstitutional and Convention Guarantees of Property Rights and Their Protection: The Example of the Expropriation Legal Institute\u201d<\/strong> (Du\u0161ka \u0160arin, Jelena Uzelac) provides a comprehensive analysis of property rights protection in the Croatian and European context.<\/p>\n In \u201cThe Potential for Financing Older Adults through Reverse Mortgage in the Republic of Croatia\u201d<\/strong>, Matija Ploh explores the possibilities of using reverse mortgages as an instrument of financial security for the elderly population.<\/p>\n The edition concludes with an English-language paper, \u201cInvestor Compensation in Croatia: Recent Reforms and Policy Challenges\u201d<\/strong> (Petar-Pierre Matek, Aljo\u0161a \u0160estanovi\u0107, Filip Radeljak), analyzing recent regulatory reforms and the challenges of the investor protection system in Croatia.<\/p>\n